You usually don’t understand how expensive and overwhelming it can be to plan a funeral until you lose a loved one. That’s when you face questions like, “What were my loved one’s wishes?” and “How am I going to pay the funeral expenses?”
It’s then that you realize you want to do things differently. You want to ease the financial burden and minimize difficult decisions for your family while they’re grieving. An easy way to do that is with a Pre-need Funeral plan.
What is Pre-need Funeral Planning
A pre-need plan is used to fund a funeral service agreement between you and a funeral home. You decide every element you want included in your funeral service, which includes everything from the casket to flowers to transportation for the family. The funeral home director totals the costs, and that amount is the basis for your Pre-need plan. You can either pay the amount in one installment or through monthly premiums. Upon your death, the funds are used to pay the funeral home for your funeral.
Why do you need Pre-need Funeral Planning?
Over time, inflation will likely cause funeral costs to increase, but a funeral contract combined with a Pre-need plan can offset inflation for the items and services you include in your policy.
Preplanning also allows you time to understand the process and make clear choices that are right for you. You can decide if you want an in-ground burial or cremation, select a casket or urn, and even arrange for items incidental to the ceremony. Best of all, prearranging everything with a funeral home makes the entire process easier for your family. Your wishes are spelled out clearly, so it eliminates all the guesswork. They will not need to wonder what kind of service you wanted or whether you desired a burial or cremation. Every detail will be outlined in advance, so they won’t be overwhelmed with choices while grieving.
How Pre-need Funeral Contract plan stands out
Pre-need plans are specifically designed to keep pace with an ever-changing funeral market. Your premiums will never be increased, and your policy will never be discontinued as long as the premiums are paid on time. Your health may dictate which plan you qualify for, but you won’t be denied a policy based upon poor health. We offer plans for everyone from 0 to age 100.